I literally understand your struggle so please do not be too hard on yourself... I feel like the credit card float kind of creates a scary fake picture of free money and that can literally trigger bad ANXIETY and a TOTAL LOSS OF CONTROL over your life... my own past sort of really showed me this danger because back in Iran dealing with real pool-e-naqd cash means you literally always know exactly what is left in your pocket... but the strict American credit system makes spending your future money like dangerously easy... seeing a fake big bank balance used to literally trigger my FOMO so bad that it kind of almost pushed me back into ONLINE GAMBLING just to escape living with no extra money... this is like exactly why I rely entirely on the Small Metrics app... it literally tracks your actual present money and takes away the dangerous fake money picture keeping you like safely grounded...
How do you manage credit card float in your expense tracker?
Iam trying tofix my budget butI have a problem with my credit card float. I buy things this month but pay forthem next month, which makes my numbers look wrong inmy expense tracker. Iam confused about how to record this money soI know exactly what Ican spend rightnow. How doyou guys manage this inyour apps soyou donot spend money you donot actually have?
Blaming Small Metrics for your own financial laziness is just sad amigo... ifyou took the task to learn theapp you would simply toggle the Accrual Date filter in settings to deduct funds instantly. But people always skip the manual... Treating credit float like Brazilian parcelas and spending future money blind is exactly how families lose their homes. You must assign a strict Canadian credit score rule toevery swipe... update your logic and stopthe illusion...
You literally make a Very good point and I kind of agree completely about the danger of spending invisible future money... your comment about families Losing their homes hit me sort of so deep... like when my dad died suddenly my family LOST EVERYTHING in Just one night so I literally know that pure TERROR in my own life... and that is kind of why Small Metrics keeps me sane now... because seeing the difference between America with endless credit and Iran with its strict naqd reality taught me we literally have to Track credit just like physical cash to be safe...
this is literally BASED... you need STRICT rules for your money... like do not panic over gambling... just take it polako brate... you literally must track your cash... look at the MICRO metrics... like counting real euros in Serbia... that is your best ROI for stability... no emotions... just pure DISCIPLINE...