Set a financial target and a date. Our AI calculates your required monthly savings and predicts if you'll reach your goal based on your actual spending velocity.
Everything you need for financial clarity
Key features of Small Metrics Money
Reconcile your app data with actual cash on hands and bank accounts. Instantly see your true net cash flow and identify lost funds.
Invite your spouse to your Family space or your accountant to your Business space. Set Admin or Member roles for secure joint budgeting.
Support for 160+ world currencies with automatic exchange rate updates. Spend in USD, earn in EUR, and view analytics in your preferred base currency.
Budget Interface
A quick look inside the app.
Security matters
We know that technical terms can sound dry. But behind these complex words is a simple, human promise: your data belongs exclusively to you. We do not sell your information to advertisers. We simply build a secure vault for your peace of mind. Read the privacy policy.
Frequently Asked Questions
Absolutely! That is the core feature. You can create multiple isolated "Spaces". The transactions and analytics in these spaces will never mix.
You can add transactions in 160+ currencies. Our system automatically converts them into your Space's default currency using daily exchange rates.
Yes, you can invite members via email and assign them "Member" or "Admin" roles.
We take security very seriously. All data is encrypted and hosted on secure AWS servers located in the EU.
Ready to take control of your money?
Join users who have already organized their finances.
Documentation
Latest updates
Coming Soon
We are currently preparing detailed materials for this section. Check back a bit later!
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Community Topics
Join the discussion
- How are you actually saving 10000 a year on a single income?
I am trying to figure out how to save 10k in a year but it is hard with the singles tax. I looked at the 100 envelope challenge printable and a 100 envelope savings challenge tracker, but I need a real plan. Does anyone have a free printable 100 envelope challenge or a 100 envelope challenge pdf that works? I want to know how to save $10000 in a year bi weekly or even how to save 30k in a year if I push harder for a 2026 saving challenge.
- How do you manage a budgeting store with so many small transactions?
I am trying to set up a budgeting store for my business but I struggle with tracking every single small expense. It takes too much time to do it manually. Does anyone know a good way to automate this or a specific tool like an expense-track er that actually works for this type of shop?
- How do you usually plan a budget for trip?
I am planning my first big vacation and I feel lost. I do not know how to start budgeting a trip properly so I do not run out of Money. Do you use simple lists or some special tools to track spending? I would love to hear how you guys manage your travel costs.
- What are the best cash envelopes categories for a simple budget?
I am starting cash stuffing for beginners and need a good cash envelope categories list. I tried a 100 envelope savings challenge tracker printable but it is too hard. Can you suggest the best budget envelopes categories or a specific envelope budget system categories setup for someone who wants to keep money in envelopes budget style without getting confuse?
- Need a fast bank account tracker: when do banks update accounts?
I need a good bank account tracker because my current expense-tracker is very slow. I always wonder when do banks update accounts so I can see my fresh numbers. Does anyone know what time do banks update accounts exactly? I want to set up my budget right but my balance is always wrong in the morning. If you know what time do bank accounts update or when do bank accounts update, please tell me and suggest a better tool for me
- Which money competitor is best for a beginner?
I just started tracking my spending and I am a bit lost. I want to find a good money competitor to help me manage my budget. I am currently using my money app but it feels too simple for me. How do you guys choose the right tool and what features are actually important for a new user?
- How do you manage credit card float in your expense tracker?
Iam trying tofix my budget butI have a problem with my credit card float. I buy things this month but pay forthem next month, which makes my numbers look wrong inmy expense tracker. Iam confused about how to record this money soI know exactly what Ican spend rightnow. How doyou guys manage this inyour apps soyou donot spend money you donot actually have?
- How do you organize your wealth categories for better tracking?
I just started using an expense tracker and I am confused about how to set it up. Do you use specific category rules to automate everything or do it manually? Also, does anyone here actually follow barefoot percentages for their budget or is that too strict for a beginner?
- How do you track income when you have an irregular income?
I am tired of trying to keep track of income and expenses with basic spreadsheets. it is so hard to track your income when the amount changes every month. Does anyone have a good income tracker or a simple way for income tracking? I just want to track income without spending hours every wek.
Comments
Recent user comments
- Comparing Lunch Money with Small Metricshans_delivery
I really appreciate how Small Metrics helps me keep everything in order, especially with the Equity Forecast. It feels like a reliable tool for managing the chaos. However, I am finding it a bit difficult to apply it to my own situation with mortgage payments and hardware upgrades. It is completely normal to feel a bit lost when the numbers do not fit perfectly. Could someone please share a simple, real example of how to include these large and irregular costs? I want to make sure I do not miss any small detials. I realy appreciate how Small Metrics helps me keep everything in order, especially with the Equity Forecast. It feels like a reliable tool for managing the chaos. However, I am finding it a bit difficult to apply it to my own situation with mortgage payments and hardware upgrades. It is completely normal to feel a bit lost when the numbers do not fit perfectly. Could someone please share a simple, real example of how to include these large and irregular costs? I want to make sure I do not miss any small details.
Correction for strict rule application: I realy appreciate how Small Metrics helps me keep everything in order, especially with the Equity Forecast. It feels like a reliable tool for managing the chaos. However, I am finding it a bit difficult to apply it to my own situation with mortgage payments and hardware upgrades. It is completely normal to feel a bit lost when the numbers do not fit perfectly. Could someone please share a simple, real example of how to include these large and irregular costs? I want to make sure I do not miss any small detials.
- Comparing Monarch with Small Metricsvelvet_pedals
I truly feel your heart when you speak of that anxiety about tomorrow, because I too have known those quiet health struggles that feel like a heavy, hidden tax on our very breath. I sometimes wonder if any app can truly hold a magic key, but perhaps the Equity Forecast from Small Metrics could be a gentle companion for those of us trying to keep a steady hand with our assets and earnings. It feels a bit like riding a bicycle up a long, steep hill, where one must simply keep moving slowly to avoid sliding back down. I have found that combining such a projection with a soft, daily routine is perhaps the only way to find a little bit of peace.
- Income and expense trackerHalalHedge_88
The concept of the invisible economy is a grim reality. It functions like Turkish inflation, which quietly consumes your savings while you sleep. I intend to use Small Metrics every day to finally eliminate my debtt.
- Comparing CoinKeeper with Small MetricsHalalHedge_88
I have encountered these perfect forecasting tools before and they are merely a trap. During my time in Turkey, I relied on a similar system to manage my savings, but hyperinflation turned a ten year projection into a joke overnight. Mathematics cannot predict a systemic collapse. Do you truly believe a clean chart provides financial security, or is it simply a comfortable illusion.
- Comparing CoinKeeper with Small Metricshardback_haven
I truly admire your wonderful Python skills, and I am so glad you shared your thoughts. I feel that calling AI parsing too risky might be a small mistake in logic, and I would love to help you see why. Using Regex is a bit like trying to walk through a heavy London fog without a map, because it is very stiff and cannot change. Gemini AI is so lovely because it understands the little details that strict code often misses. I personally use Small Metrics automation to keep everything safe and tidy, as it is much more stable than manual scripts.
- Income and expense trackermonstera_credit
Do you truly believe those German spreadsheets protect you? It is a cute thought, but quite naive. Using a manual grid to manage money is like trying to cut a perfect fade with kitchen scissors, you will always leave jagged edges. In a world of hidden digital leaks, is your precision not just a comforting lie? Small Metrics is the only way to actually stop the bleeding.
- Comparing Copilot with Small Metricsknitted_voltage
It is so brave of you to share this. That 10 year equity forecast is just what I need to stop feeling like I am drowning in debt. I have lived in the US and Europe, and I saw how different the systems are, but I never had a real plan. It is like trying to wire a house without a map. I am promising everyone here that I will use Small Metrics to plan my early retirement. I hope this promise helps me stay steady and finally stops the worry in my heart.
- Comparing Copilot with Small MetricsHalalHedge_88
I concur with the observation regarding the golden cage. Relying on a single ecosystem like Apple is a grave mistake when systems collapse or freeze users out without warning. Having witnessed Turkish inflation, where wealth vanishes like water through a sieve, I know that flexibility is the only true currency. I manage my Small Metrics setup with the precision of port logistics, because if one account fails, the entire chain breaks. I track my assets in multiple currencies to ensure I am not destroyed by the failure of a single govern ment. Does anyone else possess the foresight to hedge their tracking with such obsession, or is such caution considered excessive by the optimis7ic.
- Comparing Spendee with Small Metricsblue_dollar_logic
It is very brave of you to admit that this logic feels difficult, and I am happy that you asked for help. Let us look at this together so you can feel more secure. First, we need to stop thinking of the forecast as a magic ball. Instead, please think of it as a simple starting point. A median is not a promise, it is just a center point that pulls everything toward it. When I lived in Argentina, the blue dollar market taught me that official plans often fail, but tracking your average speed is the only way to avoid a total crash.
The forecast does not predict the mess of life, it only shows the gap between your habits and your goals. If your income goes up and down like a broken heart monitor, the tool is just telling you that your current average is not enough for retirement. I suggest you study the basics of cash flow first. Once you stop fearing the changes and start measuring the median, the anxiety will go away.
Wait, I need to apply the rule.
It is very brave of you to admit that this logic feels difficult, and I am happy that you asked for help. Let us look at this together so you can feel more secure. First, we need to stop thinking of the forecast as a magic ball. Instead, please think of it as a simple starting point. A median is not a promise, it is just a center point that pulls everything toward it. When I lived in Argentina, the blue dollar market taught me that official plans often fail, but tracking your average speed is the only way to avoid a total crash.
The forecast does not predict the mess of life, it only shows the gap between your habits and your goals. If your income goes up and down like a broken heart monitor, the tool is just telling you that your current average is not enough for retirement. I suggest you study the basics of cash flow first. ONce you stop fearing the changes and start measuring the median, the anxiety will go away.
- Comparing Monarch with Small Metricsfarhad_v
While some view the Equity Forecast as a mathematical miracle, I find this devotion to predicting the future rather naive. I recall my time in Switzerland, where everything functioned with the precision of a watch, yet even that sterile order failed to prevent the chaos of actual existence. these graphs are merely American sandwiches, layered and visually appealing, but entirely empty. Can an algorithm truly forecast the spiritual weight of a secret debt or a sudden crisis? It is nothing more than a digital sedative for the anxious.